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Optimal Asset Buying Order — Build Your Empire

Los Santos Guide • Updated 2026

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Optimal Asset Buying Order
What to buy first, second, third

The single most common question from new GTA Online players is 'What should I buy first?' With hundreds of properties, vehicles, and upgrades available, making the wrong purchase can set you back hours of grinding. This guide lays out the optimal buying order based on return on investment.

Phase 1: Getting Started ($0 - $500,000)

  1. High-End Apartment ($205,000) — Del Perro Heights. Unlocks heists and provides a 10-car garage.
  2. Armored Kuruma ($525,000 after Fleeca) — Save for this immediately. Makes every mission easier.
  3. Special Carbine ($16,000) — Best all-around weapon for the price.
  4. High-End Apartment with Heist Room (already covered)
💡 Pro Tip: Do NOT waste money on car modifications, clothes, or unnecessary weapons in Phase 1. Every dollar should go toward income-generating assets.

Phase 2: Building Infrastructure ($500,000 - $2,500,000)

  1. CEO Office — Maze Bank West ($1,000,000)
  2. Vehicle Warehouse ($1,500,000) — Start the 32-car high-end sourcing strategy
  3. Buzzard Attack Chopper ($1,750,000) — CEO vehicle spawn, invaluable for VIP work
  4. Kosatka Submarine ($2,200,000) — Unlocks Cayo Perico Heist

At this point, you should be making $300,000-$500,000 per hour through Cayo Perico and vehicle cargo combined.

Phase 3: Passive Income ($2,500,000 - $5,000,000)

  1. Nightclub ($1,080,000) + Equipment Upgrade ($855,000) + Staff Upgrade ($470,000)
  2. Cocaine Lockup ($1,200,000) — For Nightclub technician assignment
  3. Meth Lab ($1,140,000) — For Nightclub technician assignment
  4. Counterfeit Cash ($1,120,000) — For Nightclub technician assignment
  5. Bunker — Chumash ($1,665,000) + Upgrades

Phase 4: Luxury & Convenience ($5,000,000+)

  1. Terrorbyte ($1,375,000) — Source cargo and launch missions anywhere
  2. Oppressor Mk II ($3,890,000) — Best grinding vehicle, pairs with Terrorbyte
  3. Agency ($2,010,000) — Dr. Dre contract pays $1,000,000, safe income
  4. Arcade ($1,235,000+) — Casino Heist access
  5. Facility ($1,250,000+) — Doomsday Heist access

What NOT to Buy Early

Final Thoughts

Follow this order and you'll never feel like you're wasting money. Each purchase builds on the previous one, creating a compounding income engine. The key milestone is the Kosatka — once you have it, money stops being a problem.